Having made your plans and ensured that they are all budgeted for we have to give some serious consideration to the "What Ifs?" in life: What if you lost your job? What if you become ill? What if you died? And in the event of any of these unfortunate "what ifs" occuring, what would you want to happen?

Without adequate provision in place any one of these unfortunate events occuring would probably derail all of your current and future financial planning.

Part of our advice is to make sure that you have adequate provision in place, either through access to your emergency cash reserves or provided through suitable and affordable insurance.

To discuss this area of your financial planning in more detail please call us on 0800 6342 111