Tax isn't always directly relevant to the design of an investment portfolio and should never dictate an investment decision. If tax saving is the sole motivation for your investment, then warning bells should be ringing. However, once the choice of asset classes and funds has been made, your personal tax position does become relevant in determining the structure – sometimes referred to as a ‘wrapper’ – in which you should hold the investments.
Using a variety of wrappers doesn't need to add great complexity to the management of your portfolio. Some investments are better suited to being held in tax wrappers rather than directly, and we can advise on the best options for you.
Please note, the value of investments can go down as well as up and you may get back less than the amount invested.
Simpsons Financial Services provides a knowledgeable, friendly honest service. Rob Simpson listens to your requirements and works with you to achieve your financial goals. For the uninitiated he takes the time to ensure you have the required information to make informed decisions. The online portal assists with communication and real time valuations are readily available. I would no hesitation ...
Angela Weeks
Although I have only known Hannah a short time I have found her to be professional, helpful and approachable. She also explains things in a way I can understand and I am confident accepting her advice.
Vicky Parker
A fantastic personalised service tailor made to fit with financial needs, always thorough in explaining the current global financial situation which helps me better understand how my money is working for me. Well done SFS.
Cathy Sinton
Michael is a very clear and thoughtful Financial Advisor. He makes things clear and he understands where I want to be in retirement. I am happy I found him and find his advice valuable. I would recommend Michael and I don't usually recommend.
Russel Lyons
Our meetings with Chris gave us a great insight to where we should and how to invest both my Scottish widows pension and savings into transact. I now receive my payment every 4 weeks on time I also receive up to date information on my investments with transact. I would personally like to thank Chris for all his hard work and making suggestions so clear to understand. I would reco...
Steve Burdett
A BIG and heartfelt thank you to Malcolm from us both, for all his help and advice (over the last few years!). It's been invaluable.
Jesse & Emily
Hannah took over the management of my portfolio from my previous financial advisor and has proven to be very informative and patient in her interactions with me.
Julie Brice
We have entrusted our finances with Rob for many years and have been extremely happy and wouldn't hesitate to recommend Simpson Financial Services.
Martin Hather
I found Hannah very helpful and professional when helping me navigate my financial questions.
Easy to talk to and nothing was to much trouble.
Would definitely recommend.
Terry Kimberley
Hannah has been so lovely.
I’m so grateful to her for her warm, friendly approach & helping me understand matters that I previously couldn’t.
I would not hesitate in recommending Hannah & always feel like I’ve visited a friend who certainly knows ‘her stuff’.
