Blog
Check out our latest thoughts and insights on a variety of financial topics
The SFS group: One team, four specialist financial services
Whether you’ve worked with one of our specialist services directly or simply heard us mention the Simpson Financial Services group, you might be wondering who we are, what we do, and how it all fits together.
How much can I borrow on a mortgage?
Are you wondering what level of mortgage lending you could secure?
The answer depends on several factors, including your income, outgoings and credit history. We'll break down how mortgage lenders calculate borrowing amounts, what can affect your mortgage affordability, and how working with an expert mortgage adviser can help you borrow with confidence.
Why January is prime time for financial advice
Did you know that January is the busiest month for financial advice enquiries in the UK? Whether you’re searching for financial advice, mortgage advice or help with your retirement planning, getting your finances in order early in the year can make a real difference.
Jingle bells and data tells: Our 2025 in numbers
It’s been another busy year at Simpson Financial Services HQ. To kick off the festive season, we’ve wrapped up our 2025 in numbers – because numbers are what we do best.
Survey finds 66% won’t talk about money openly
Every year, Money Helper runs its ‘Talk Money Week’ campaign to get you talking about your finances – whether you’re saving, paying off debt, or just getting by.
We’re the Apprentice Employer of the Year 2025!
We’re pleased to announce that we were recently named the Apprentice Employer of the Year 2025 (SME) at the CII & PFS Apprenticeship Awards. It’s an honour to be recognised on a national level for supporting career pathways into and within financial services and is testament to all the hard work that goes on behind the scenes.
From insight to impact: Our award finalists in the spotlight
Several members of the SFS team have been named as finalists for not one but two Money Marketing awards, and to say we’re proud of them and the impact they’re having would be an understatement. With that in mind, we’re shining a spotlight on our fabulous finalists and the way they work with you to help you reach your goals.
Back to school: Smarter planning for private school fees
As the school gates open for a new academic year, parents across the UK are juggling uniforms, homework schedules, and school runs. But whether you’re paying school fees annually, termly, or monthly, now is as good a time as ever to review how you’re funding them.
Do financial advisers take commission? Why independent advice is better for your finances
If you’re looking for financial advice - whether for pensions, investments, or insurance - it’s important to understand how advisers are paid. One of the most common questions we hear is: “Do financial advisers take commission?”
Reduce Inheritance Tax on your pension with estate planning
If you're approaching retirement or thinking about how to pass on your wealth to loved ones, there's one area of financial planning you shouldn't overlook: your estate. With the government’s recent confirmation that pensions will be subject to inheritance tax (IHT) from April 2027 - significantly impacting the way families manage and pass on their assets - it's crucial to review your estate planning now.
Should I consolidate my pensions myself?
With millions of pension pots lost across the UK, it’s no surprise that the government is now stepping in to help tackle the issue. In fact, new plans could see a £1,000 boost to your retirement savings just by bringing small pots together.
How will April’s stamp duty increase affect the housing market?
With the start of the new tax year comes a significant change to the UK property market, as Stamp Duty Land Tax (SDLT) rates increase. This might have a major impact on your purchasing decisions and overall property plans.
International Women’s Day with Adele Tiff, Operations Director
This International Women’s Day theme is #AccelerateAction. At Simpson Financial Services, accelerating action is about prioritising recruiting, retaining and developing diverse talent. We’re proud that 2/3 of our board of directors are women and we have a predominantly female firm, with women representing every area of the business. We sat down with our Operations Director, Adele Tiff, and asked her a few questions...
Understanding pensions: the key to a secure retirement
Planning for retirement may not always feel like a priority, but the sooner you start, the more secure your future will be. A well-structured pension plan is one of the most effective ways to ensure financial stability in your later years. At Simpson Financial Services, we believe that understanding your pension options is the first step towards a comfortable retirement.
Another award-winning moment for team SFS
It’s been an incredible start to 2025 for Team SFS! We’re over the moon to announce that our talented Paraplanner, Vicky, has won the Chartered Insurance Institute’s Young Achiever of the Year Award.
