Critical illness protection

Critical illness protection

You can consider critical illness protection either for you as an individual or as a benefit for your employees.


What is critical illness protection?

An insurance policy that helps protect you if you become critically ill during the policy term. It pays out a tax-free lump sum that you can use to help cover health-related costs, monthly expenses, or lost income while you get better.

Monthly payments depend on a number of factors, including your age, the cover you take out, your health history and your job.


How does it work for businesses?

For employers, group critical illness insurance provides: 

  • An affordable, simple to set up employee benefit
  • Part of an attractive benefits package, helping to recruit and retain high calibre staff
  • Minimised pressure on you as an employer around how to provide financial support for your employees absent from work
  • Tailored and flexible cover to suit your needs and business size

For employees, group critical illness insurance provides: 

  • Financial security, through a tax-free lump sum payment
  • Peace of mind in times of uncertainty and worry
  • The ability to fund necessary adaptations at home
  • The ability to pay for private medical treatment to facilitate a return to work


Are you considering critical illness protection?

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