Are you looking to invest in property in order to generate a retirement income, to provide a future home for your children, or even to create a portfolio of rental properties?

If so, you will most likely need to take out a buy to let mortgage.

What is a buy to let mortgage?

 Apart from the purpose of the mortgage, the main difference with a buy to let mortgage is that the lender takes into account the rent you will earn from the property, and can be taken as your primary source of income

  • Buy to let mortgages usually operate on an interest-only basis, as most landlords will use the sale of the property to repay their mortgage and hopefully be left with a surplus.
  • As a buy to let property isn’t the landlord’s home, buy to let mortgages have different rules applied than residential mortgages and are not regulated by the FCA.

 Why use Simpson Financial Services?

  • Our experts can guide you through this increasingly complex area which requires professional advice
  • We will make you aware of all the existing and upcoming regulations relating to buy to let mortgages
  • We will help find the best deal for you to maximise your rental income and capital, and help plan your portfolio by understanding your goals both now and in the future.
  • Our mortgage broker team can arrange buy to let mortgages for individuals or for companies.

Call us on 0800 6342 111 to arrange your free initial consultation with one of our buy to let mortgage experts.