We can provide advice on all of the following items, please contact us to make an appointment to discuss you financial planning needs.

Wealth Management

Investment advice on personal portfolios of PEP, ISA, Bonds, Unit Trusts, Investment Trusts, Pension Funds, growth or income, regular savings, offsetting assets and liabilities and selecting the appropriate levels of risk.

Tax Planning

The mitigation of Inheritance Tax, Income Tax and Capital Gains Tax. Advice is given on maximising all of your available tax reliefs, exemptions and Trust options available.

Personal Insurance

Advice is given on the protection of your financial stability in the event of an unexpected change in your personal circumstances using Life Assurance, Critical Illness Cover, Income Protection, Medical Insurance.

Mortgage Advice

Commercial property and residential property mortgage advice.

Your home may be repossessed if you do not keep up repayments on your
mortgage.

For mortgage advice we can be paid a fee, usually £300 or by commission.

General Insurance

Accident, Sickness and Unemployment, Buildings and Contents, Home Buyers Protection.
For Accident, Sickness and Unemployment, Buildings and Contents Insurance and Home Buyers Protection we usually offer products from a limited panel of providers.

Pensions

Advice on all aspect of pensions including Personal Pension, Retirement Annuities, Stakeholder Pensions, Self Invested Personal Pensions (SIPPs), Pension Fund Withdrawal, Annuities, Phased Retirement, Contracting Out of the State Scheme and Open Market Options, Occupational Pensions.

 

Important: The FSA do not regulate some forms of mortgage, offshore investments and Inheritance Tax planning. Sesame Limited are not responsible for Commercial Mortgage advice.