Cash Investments

A major factor in your financial planning should be the ability to draw upon your most liquid investments in the event of an emergency or unforeseen circumstances.

In some cases, having a suitable cash investment negates the need for certain types of insurance. For example, why pay monthly for redundancy insurance when you have enough cash reserves to get you through a period of unemployment.

We will advise you on the correct level of cash investment that you should have based on your own personal financial circumstances. We will then advise you on the best way to structure that allocated cash investment. Finally, we will research the market to find the best product for each aspect of your cash investment structure.

The sort of investments that we use are as follows:

No Notice Savings Accounts – A cash account where you earn taxable interest on your savings and are not penalised for withdrawing your money immediately.

Notice Accounts – Similar to the above, but here you may have to give 30 days or more notice to withdraw your money. You usually get a slightly higher interest rate for having this restriction.

National Savings - A range of cash accounts backed by Her Majesty’s Treasury which include Premium Bonds.

Cash ISAs – A cash account where you pay no tax on the interest you receive.

Offshore Cash Bonds – A cash investment which grows tax free whilst the money remains offshore in places like Dublin, The Isle Of Mann and Luxembourg.

Our address:

Simpson Financial Services Limited
1st Floor,
133-135 New Union Street,
Coventry.
West Midlands
CV1 2NT

Office Hours:

Monday to Friday 9am to 6.30pm

Communications:

Tel – 02476 251100
Fax – 02476 251133
Email – office@simpsonfs.co.uk